Should You Get Comprehensive Auto Insurance?
When it comes to car insurance, there are two major options -- comprehensive and liability. Comprehensive insurance covers both you and the other driver in the event of an at-fault accident, while liability only covers damages for the other party if you are at fault.
Do You Owe Money on the Vehicle?
If you are still paying off a loan on the vehicle, the answer to this question is simple -- you must keep comprehensive coverage for the full value of the vehicle.