If you're self-employed, you enjoy the benefits of being your own boss, which means you set your own hours and answer to yourself. However, it also means that you do without some of the security you enjoy when you're employed by someone else. For instance, if you're injured on the job while you're self-employed, you're solely responsible for the financial losses, as well as for the medical care you need. If you want to protect yourself in the event of a work-related injury, it's important that you invest in worker's compensation insurance for yourself.

When it comes to driving, having the right amount of insurance is essential. Most states have a minimum amount of insurance that is required for your vehicle to be roadworthy. However, many decide to get more than just minimal coverage. The right auto insurance policy will protect you in the event of an accident. There are various car insurance policies to choose from, and finding the right plan may feel like a challenge.

Some homes have disproportionately higher risks than other homes. Below are examples of such homes, and tips you can use for their insurance coverage. Examples of High-Risk Homes Some homes face more risks of damage, theft, or injuries than others. These are all injuries that can cause insurance companies a lot of money. Below are a few examples of such homes. Vacant Homes Vacant homes face two forms of elevated risks.

As an owner-operator, you are the one who has to shoulder all of the costs of running your own small trucking company. This means that you have to pay for your own commercial trucker insurance, which you might have found is not cheap. It is possible that you are due to get a discount of some sort or that it's time for you to save money on your truck insurance, such as in the situations below.

When you need an auto insurance policy that requires an SR-22 policy, you must keep this coverage for as long as you are told you need it, such as for three years. If you cancel the policy or if the insurance company cancels it, you could experience problems, and here are some important things to understand about canceling an SR-22 insurance policy. Why an insurance company would cancel it After buying an SR-22 policy, there are a few reasons the insurance company would cancel the policy.

It can be tricky finding the right health insurance option to keep your employees healthy without requiring them to spend a lot on premiums. By researching group health insurance, you might find that it's easier than you thought to get your employees the coverage they need and deserve. The following are five characteristics of group health insurance you can take advantage of as a business owner: The government allows companies tax incentives for offering group health insurance coverage to employees.

Nobody wants to pay more than they have to for car insurance. But when you start looking for cheap insurance, you often run into one distinct challenge -- the cheaper the coverage, the less it tends to cover. Many low-cost policies don't come with collision coverage, or they might not offer a lot of medical coverage. So, how can you save on insurance without sacrificing coverage? Here are some ideas.

Feel like you're paying premiums every year for home insurance that you might not need? If so, you may not realize what home insurance will do for you if you someday need to use it. This is how insurance will help you recover from a house fire. Temporary Living Expenses Your home is not going to be safe to live in immediately following the fire. Thankfully, your insurance will likely help pay for your temporary living expenses while things get settled at your home.

When you are ready to buy car insurance, you have the freedom to shop around to find a company that offers the best rates and coverage for you. To get the best rates, you may want to look for a company that offers a lot of good discounts. Discounts on car insurance policies will reduce the cost of the premiums. Here are several things you should understand about car insurance and the discounts you may qualify for.

If you work for a contractor who has bid for a government job that will involve working on military installations, you may end up having to go overseas to complete the work. When this is the case, you need to be sure that you will have the proper insurance to take care of you if anything should happen while there. This is where Defense Base Act Insurance (DBA) comes into play. Before you get ready to leave, talk with your boss to make sure that the insurance is in place and that you are listed as someone who is covered by the policy.