In today's economy, you want to make sure you save money whenever, and wherever you, you can. But, sometimes you don't even realize that you're spending more money than you should, especially true where your auto insurance is concerned. There may be times when you leave money on the table, which results in higher insurance premiums, or missed opportunities to save money. Here are some do's and don'ts that result in you spending more money on your auto insurance than you need to.

Most people understand the basic forms of auto insurance coverage available, but many do not know about the other types they can add to their policies. If you like having the most protection possible with your insurance policies, you might want to evaluate the following three special types of coverages to add to a car insurance plan. 1. Roadside Assistance The first option you can consider is roadside assistance. Have you ever had a time when you locked your keys in your car?

Car insurance is something that can help to protect you and other drivers while you're behind the wheel. If you're ever involved in an accident or you have an incident where your car has been damaged or stolen, you may need to file a car accident claim. Auto insurance companies are prepared and ready to help you with the claims process and it's simple to make a claim. If you've never made a claim before or if you just want to be more prepared in advance, keep reading to learn what to expect when filing an auto insurance claim:

If you're self-employed, you enjoy the benefits of being your own boss, which means you set your own hours and answer to yourself. However, it also means that you do without some of the security you enjoy when you're employed by someone else. For instance, if you're injured on the job while you're self-employed, you're solely responsible for the financial losses, as well as for the medical care you need. If you want to protect yourself in the event of a work-related injury, it's important that you invest in worker's compensation insurance for yourself.

When it comes to driving, having the right amount of insurance is essential. Most states have a minimum amount of insurance that is required for your vehicle to be roadworthy. However, many decide to get more than just minimal coverage. The right auto insurance policy will protect you in the event of an accident. There are various car insurance policies to choose from, and finding the right plan may feel like a challenge.

Some homes have disproportionately higher risks than other homes. Below are examples of such homes, and tips you can use for their insurance coverage. Examples of High-Risk Homes Some homes face more risks of damage, theft, or injuries than others. These are all injuries that can cause insurance companies a lot of money. Below are a few examples of such homes. Vacant Homes Vacant homes face two forms of elevated risks.

As an owner-operator, you are the one who has to shoulder all of the costs of running your own small trucking company. This means that you have to pay for your own commercial trucker insurance, which you might have found is not cheap. It is possible that you are due to get a discount of some sort or that it's time for you to save money on your truck insurance, such as in the situations below.

When you need an auto insurance policy that requires an SR-22 policy, you must keep this coverage for as long as you are told you need it, such as for three years. If you cancel the policy or if the insurance company cancels it, you could experience problems, and here are some important things to understand about canceling an SR-22 insurance policy. Why an insurance company would cancel it After buying an SR-22 policy, there are a few reasons the insurance company would cancel the policy.

It can be tricky finding the right health insurance option to keep your employees healthy without requiring them to spend a lot on premiums. By researching group health insurance, you might find that it's easier than you thought to get your employees the coverage they need and deserve. The following are five characteristics of group health insurance you can take advantage of as a business owner: The government allows companies tax incentives for offering group health insurance coverage to employees.

Nobody wants to pay more than they have to for car insurance. But when you start looking for cheap insurance, you often run into one distinct challenge -- the cheaper the coverage, the less it tends to cover. Many low-cost policies don't come with collision coverage, or they might not offer a lot of medical coverage. So, how can you save on insurance without sacrificing coverage? Here are some ideas.