As an owner-operator, you are the one who has to shoulder all of the costs of running your own small trucking company. This means that you have to pay for your own commercial trucker insurance, which you might have found is not cheap. It is possible that you are due to get a discount of some sort or that it's time for you to save money on your truck insurance, such as in the situations below.

When you need an auto insurance policy that requires an SR-22 policy, you must keep this coverage for as long as you are told you need it, such as for three years. If you cancel the policy or if the insurance company cancels it, you could experience problems, and here are some important things to understand about canceling an SR-22 insurance policy. Why an insurance company would cancel it After buying an SR-22 policy, there are a few reasons the insurance company would cancel the policy.

It can be tricky finding the right health insurance option to keep your employees healthy without requiring them to spend a lot on premiums. By researching group health insurance, you might find that it's easier than you thought to get your employees the coverage they need and deserve. The following are five characteristics of group health insurance you can take advantage of as a business owner: The government allows companies tax incentives for offering group health insurance coverage to employees.

Nobody wants to pay more than they have to for car insurance. But when you start looking for cheap insurance, you often run into one distinct challenge -- the cheaper the coverage, the less it tends to cover. Many low-cost policies don't come with collision coverage, or they might not offer a lot of medical coverage. So, how can you save on insurance without sacrificing coverage? Here are some ideas.

Feel like you're paying premiums every year for home insurance that you might not need? If so, you may not realize what home insurance will do for you if you someday need to use it. This is how insurance will help you recover from a house fire. Temporary Living Expenses Your home is not going to be safe to live in immediately following the fire. Thankfully, your insurance will likely help pay for your temporary living expenses while things get settled at your home.

When you are ready to buy car insurance, you have the freedom to shop around to find a company that offers the best rates and coverage for you. To get the best rates, you may want to look for a company that offers a lot of good discounts. Discounts on car insurance policies will reduce the cost of the premiums. Here are several things you should understand about car insurance and the discounts you may qualify for.

If you work for a contractor who has bid for a government job that will involve working on military installations, you may end up having to go overseas to complete the work. When this is the case, you need to be sure that you will have the proper insurance to take care of you if anything should happen while there. This is where Defense Base Act Insurance (DBA) comes into play. Before you get ready to leave, talk with your boss to make sure that the insurance is in place and that you are listed as someone who is covered by the policy.

One of the biggest mistakes you can make when it comes to your home insurance coverage is never updating your policy. As time goes by and your life changes, your home insurance policy may no longer meet your needs. Here are a few situations in which you should take a look at your policy and make changes to your home insurance coverage.  Upon Completing a Remodel Project When you complete a remodel project to your home, you have likely increased the value of your home.

A home insurance policy is one of those things you pay for in the hopes that you don't ever need to use it. And more than likely, you never will need your home insurance policy for anything more than a small claim. Still, it's important to make sure you're getting the coverage you need at a reasonable price, so re-visiting your policy at least once a year is always a good idea.

If you have always dreamed of owning a motorcycle, you will probably be overwhelmingly excited on the day your dream comes true. Riding a motorcycle is exciting and fun, and it is a great hobby to have, but you cannot begin driving your bike until you buy an insurance policy for it. If you have never owned a motorcycle before, here are some of the top factors that will affect the cost of your policy.